Observe how much you might save your self by looking at us in the place of charge cards, pay day loans and doorsteps loan providers.
Whether you are not used to Unify Credit Union or a long-standing user, we offer loans that work for you which help you to definitely assume control of one’s funds – it is possible to even apply online .
We now have a few loan that is different offered to users:
The Starter Loan is ideal for those who are a new comer to Unify but they are seeking to borrow but never have yet founded any cost cost cost savings.
The utmost when it comes to very first loan is ВЈ1000. Top-ups or subsequent applications have actually a maximum of ВЈ750. Interest is charged regarding the reducing stability associated with the loan (42.6% APR). To find out more please see the Starter Loan web web page.
The Family Loan is present to individuals who get Child Benefit and seeking to borrow a touch and build cost cost savings for future years.
The utmost Family Loan is ВЈ500 and also you may top-up after you have paid back 50% of the loan stability. The Family Loan can be obtained to members that are new current people that do maybe perhaps perhaps not have a Unify Loan. Interest is charged in the reducing stability associated with the loan (42.6% APR). To learn more please see the grouped Family Loan web page.
The Workplace Loan can be obtained to workers whom work with certainly one of our Workplace Partners and tend to be trying to borrow as much as ВЈ1000.
The absolute most available in the Workplace Loan is ВЈ1000 per application. You may top-up the mortgage when 35% associated with the loan stability was repaid. Interest is charged in the balance that is reducing of loan (34.5% APR).For additional information please see the Workplace Loan web web page.
The Saver Loan is present to users who have been saving frequently and regularly for no less than three months. The absolute most it is possible to borrow is three times the total amount you have got conserved in your account.
You may additionally relocate to the Saver Loan product when you yourself have developed cost savings when you have already been repaying a Starter Loan, terms apply. Interest is charged in the balance that is reducing of loan (34.5%) To find out more please see the Saver Loan page.
The Loyalty Loan works for current long-standing users, who’ve built significant cost cost cost savings over a basis that is regular have actually lent and consistently paid back loans.
We desire to reward our dedicated users, and that’s why you are able to borrow as much as 4 times the quantity of your cost cost savings. Interest is charged regarding the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For additional information concerning the commitment Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for those who are working and have now a exceptional credit rating seeking to borrow as much as ВЈ1000.
Interest is charged in the balance that is reducing of loan (19.6% APR). To learn more in regards to the Premier Loan please call one of y our branches on 01942 245656.
The Secure Loan is available to present people in Unify. You might borrow as much as the total amount you have got conserved. The mortgage stability cannot meet or exceed the cost cost cost savings stability.
This really is a way that is great be given a low-interest loan and in addition means it’s not necessary to diminish your hard-earned savings. In addition it means it is possible to nevertheless get a dividend on your own savings additionally the life insurance* terms and conditions use. Interest is charged in the balance that is reducing of loan (6.0%APR)For additional information in regards to the Secure Loan please call one of our branches on 01942 245656.
please be aware that most loans are susceptible to our general conditions, as set call at our Loan Policy.
ESSENTIAL – if you should be in a financial obligation administration plan , topic of a debt settlement Order , IVA or bankruptcy or perhaps not presently as much as date with home bills we’re not likely in order to offer you that loan.
Financial obligation advice can be acquired, totally free, from STEPCHANGE , DEBT INFORMATION FOUNDATION or your CITIZENS that is local ADVICE .
Complimentary and money that is impartial can be had through the Money guidance provider .
Only our people get access to these starter that is great prices. Today become a member!